No moat. Still in business.
Software directory for those who don’t want to rebuild, own the updates, the bugs, the support.
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Since 2014Updated 17 days ago
Free trial · Money and budgeting · Individuals and families
- Chronicle
Keeps track of your household bills and subscriptions, sends due date reminders and charts what you spend.
Since 2012Updated 8 days ago
Free · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 8 days ago
Free trial · Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Since 2020Updated 6 days ago
Free plan · Money and budgeting · Individuals and families
- Price History
Tracks Amazon and Flipkart prices, shows past price charts and alerts shoppers when a product gets cheaper.
Since 2014
Free · Money and budgeting · Individuals and families
- HoneyMoney
Manual money tracker for savers that plans income and spending on a calendar and forecasts cash flow a year out.
Since 2018
Money and budgeting · Individuals and families
- Emma
Brings all your bank accounts into one app so you can budget, track bills and cancel unused subscriptions.
Since 2019
Free plan · Money and budgeting · Individuals and families
- Monarch
Links your bank and investment accounts so you and a partner can track spending, budget and plan money goals.
Since 2021
Money and budgeting · Individuals and families
- SubManager
Tracks your personal subscriptions on Apple devices, reminds you before renewals and shows what you spend each month.
Money and budgeting · Individuals and families
- Bill Share
An iPhone and Mac app for sharing costs within groups, including recurring bills, with iCloud sync.
Free · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- Splitser
Tracks group spending in many currencies and lets members pay back their share directly by bank transfer.
Free · Money and budgeting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Total Compensation Calculator
Helps tech workers plan their stock options and RSUs, compare job offers and see tax and vesting effects.
Since 2024
Money and budgeting · Individuals and families
- Capitally
Tracks stocks, crypto, property and private investments across brokers, with returns analysis and data encrypted on your device.
Since 2024
Free plan · Money and budgeting · Individuals and families
- ServerLife
An app for waiters and other tipped workers to log tips, wages and hours per shift and forecast what they will earn this month.
Money and budgeting · Individuals and families
- BudgetEase
A budgeting app for students and families to log expenses, set savings goals and see where money goes.
Free plan · Money and budgeting · Individuals and families
- Subscription Magician
Free tracker that lists your online subscriptions, shows what they cost and reminds you before each renewal.
Since 2024
Free · Money and budgeting · Individuals and families
- Alzex Finance
Home budget app that sorts income and spending into categories and shows balances, synced across your devices.
Free plan · Money and budgeting · Individuals and families
- Bilance
Budgeting app for people in Europe that pulls in transactions from their banks and sorts spending into budgets
Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Budget Kanban
Track and compare spending across projects by dragging budget items around Kanban boards that total themselves.
Since 2024
Subscription · Money and budgeting
- Sure
Personal finance app that links bank, investment and crypto accounts to track net worth, transactions and budgets, and can be self-hosted.
Money and budgeting · Individuals and families
- Bomad
Parents run virtual accounts for their kids, logging allowance, gifts and purchases, while kids see balances on their phones.
Money and budgeting · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- Open Terminal
A web app that helps individual investors research companies using SEC filings, news, charts and AI questions.
Since 2023
Money and budgeting · Individuals and families
- Wealthfolio
Keep track of your investments, net worth, spending and retirement plans in an open-source app that runs on your own devices.
Since 2024
Free plan · Money and budgeting · Individuals and families
- Bread
Budgeting app for individuals that links bank accounts and rewards staying under budget with collectible pastry characters.
Money and budgeting · Individuals and families
- Receiptix
Phone app that logs your spending from receipt photos or voice notes and groups it into categories.
Since 2024
Free plan · Money and budgeting · Individuals and families
- SplitPro
Track shared costs for trips, rent and meals with friends, see who owes what, and settle up in any currency.
Free · Money and budgeting · Individuals and families
- ProjectionLab
Model your finances across your whole life and test retirement, tax and drawdown choices to see likely outcomes.
Since 2022
Free plan · Money and budgeting · Individuals and families
- BillOut
A bill reminder app that tracks due dates, sends alerts and lets flatmates share common bills.
Free plan · Money and budgeting · Individuals and families
- Paisa
Self-hosted app that tracks your spending, budgets, investments and goals from plain text ledger files.
Since 2023
Free · Money and budgeting · Individuals and families
- FI Calc
Tests your retirement savings and withdrawal plan against past market history to see how often it would have lasted.
Free · Money and budgeting · Individuals and families
- Bill Tracker Pro
An app for people who want to track bill due dates, set budgets and watch their spending on a calendar.
Money and budgeting · Individuals and families
- Minty
Browser extension and phone app that surfaces coupons and cashback offers while you shop online.
Money and budgeting · Individuals and families
- Gauss
An app that looks for lower interest options on your cards and loans, helps raise your credit score and speeds up payoff.
Free plan · Money and budgeting · Individuals and families
- tradechef
Upload TradingView backtest exports to check them with Monte Carlo runs, risk of ruin and position sizing.
Since 2026
Free · Money and budgeting · Individuals and families
- Pixie
Helps US parents who pay their kids for real work log the jobs, track Roth IRA amounts and export records for their accountant.
Since 2026
Payroll and HR · Individuals and families
- onbalance
An encrypted mobile app for solo owners and family firms to plan cash coming in and going out.
Since 2025
Free · Money and budgeting · Individuals and families
- Receipt Wrangler
Scan receipts, pull out the details automatically and split shared expenses with your household or group.
Free · Money and budgeting · Individuals and families
- Changed
An app that rounds up everyday spending and sends the extra to your loans and cards so you clear debt sooner.
Money and budgeting · Individuals and families
- Settle Up
Keeps a shared record of group spending for flatmates, couples and travellers and works out who pays next.
Money and budgeting · Individuals and families
- StockFly
Tracks stocks, ETFs and crypto across currencies, showing real returns, dividends and tax in plain language.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Pulse Local
A Mac budgeting app that keeps your ledger on disk and answers money questions with an AI model running locally.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Vexly
Keeps a list of the subscriptions you pay for and warns you before each renews, with no bank connection.
Since 2025
Free plan · Money and budgeting · Individuals and families
- Opula
Tracks what you own and answers money questions like retirement goals or crash scenarios, including from Claude or ChatGPT.
Since 2026
Free · Money and budgeting · Individuals and families