nomoat / Categories / Money and budgeting software
Money and budgeting software
Small, specific money and budgeting tools, ready to use today. 140 products listed. Of these, 75 have a free plan, 15 sell for a one-off price.
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- SyncBank
Self hosted tool for people who want their European bank transactions copied into Airtable, Google Sheets, Notion, Actual Budget or CSV.
One-off payment · Automation and integrations · Individuals and families
- Actual Budget
Local-first envelope budgeting app that syncs across devices and can encrypt your data, for people tracking their own spending.
Free · Money and budgeting · Individuals and families
- AskFutures
Type a futures trading idea in plain words and get a backtest on years of market data, with no code needed.
Free plan · Money and budgeting · Individuals and families
- AussieBankStatements
Converts PDF statements from Australian banks into sorted, categorised CSV files for tax returns or your accountant.
Since 2025
Pay as you go · Bookkeeping and accounting · Individuals and families
- autocook
Reads your W-2, broker and stock plan PDFs and prepares US federal and California returns for tech employees.
Free · Money and budgeting · Individuals and families
- BananaSplit
Tracks shared costs on trips, dinners and rent so friends can see who owes whom, with receipt scanning.
Free plan · Money and budgeting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Bill Reminder: Credit Cards & Bills
A phone app that reminds you of credit card and bill due dates and can read pasted SMS messages to add them.
Money and budgeting · Individuals and families
- Bill Share
An iPhone and Mac app for sharing costs within groups, including recurring bills, with iCloud sync.
Free · Money and budgeting · Individuals and families
- Bill Tracker Pro
An app for people who want to track bill due dates, set budgets and watch their spending on a calendar.
Money and budgeting · Individuals and families
- BillMender
Checks the line items on your US hospital bill for duplicates and overcharges, with a paid dispute letter pack.
Since 2026
Free plan · Money and budgeting · Individuals and families
- BillOut
A bill reminder app that tracks due dates, sends alerts and lets flatmates share common bills.
Free plan · Money and budgeting · Individuals and families
- Bomad
Parents run virtual accounts for their kids, logging allowance, gifts and purchases, while kids see balances on their phones.
Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Free trial · Money and budgeting · Individuals and families
- Budget Bestie
An iPhone budget app built on the envelope method: put each paycheck into envelopes, spend from them, see what remains.
Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Budget Kanban
Track and compare spending across projects by dragging budget items around Kanban boards that total themselves.
Since 2024
Subscription · Money and budgeting
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Subscription · Money and budgeting · Individuals and families
- Capitally
Tracks stocks, crypto, property and private investments across brokers, with returns analysis and data encrypted on your device.
Since 2024
Free plan · Money and budgeting · Individuals and families
- CatalystAlert
Tracks FDA decision dates and trial readouts for biotech stocks and emails you when a date you follow changes.
Free plan · Money and budgeting · Individuals and families
- CentProof
Mac app that reads your bank PDF statements, checks they balance to the cent and answers money questions with local AI.
Free plan · Money and budgeting · Individuals and families
- Changed
An app that rounds up everyday spending and sends the extra to your loans and cards so you clear debt sooner.
Money and budgeting · Individuals and families
- ClearDebt
An offline iPhone app to track debts, log payments and get due date reminders, with budgeting in the paid tier.
Money and budgeting · Individuals and families
- CoastIQ
An iPhone retirement calculator that projects savings with US tax rules, Monte Carlo runs and Roth conversion plans, kept on your device.
Money and budgeting · Individuals and families
- CoinsBucket
A budgeting app that works out how much you can spend each day and adjusts the figure after you overspend.
Free plan · Money and budgeting · Individuals and families
- Convexly
Checks a Polymarket wallet's past profit, resolved positions and data gaps so traders can judge its record.
Free plan · Data and spreadsheets · Individuals and families
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- Currency Converter Plus
iPhone currency converter covering world currencies, metals and crypto, with custom rates and offline use.
Money and budgeting · Individuals and families
- Debt Payoff Planner
Build a step by step plan to clear your debts, see your debt-free date and track each payment as you go.
Free plan · Money and budgeting · Individuals and families
- Debt Zero
An iPhone app to list your debts, compare snowball and avalanche plans and count down to zero without linking a bank.
Money and budgeting · Individuals and families
- DebtFreeMe
Type in your debts, pick a payoff strategy and log payments to watch your debt-free date get closer, with reminders.
Free plan · Money and budgeting · Individuals and families
- Discount Bandit
Self-hosted tool that tracks product prices and stock on Amazon, AliExpress and other shops and alerts you when they change.
Free · Money and budgeting · Individuals and families
- Drip
Collects stock picks and trades by noted investors from SEC filings, Substack, YouTube, podcasts and X into one feed, with API access.
Subscription · Data and spreadsheets · Individuals and families
- Drop Subs
Scans your bank statement CSV files in the browser to spot forgotten subscriptions and links you to cancel them.
One-off payment · Money and budgeting · Individuals and families
- Econumo
A budgeting app for couples and families that tracks shared accounts and budgets in several currencies.
Free plan · Money and budgeting · Individuals and families
- Emma
Brings all your bank accounts into one app so you can budget, track bills and cancel unused subscriptions.
Since 2019
Free plan · Money and budgeting · Individuals and families
- employkids
For US parents with a business who hire their children: log the work, pay them properly and get Roth IRA and tax paperwork ready.
Payroll and HR · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- Expense Tracker Simple
Log daily spending in rupees by category on iPhone and see monthly and yearly charts, no signup needed.
Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Free plan · Money and budgeting · Individuals and families
- ExpenseSpy
Phone app for iOS and Android that scans receipt photos, pulls out totals and line items, and saves them as spreadsheets or PDFs.
Free plan · Bookkeeping and accounting · Individuals and families
- ezBookkeeping
Light personal finance tracker you run on your own server or NAS, with multi-currency accounts and receipt scanning.
Free · Money and budgeting · Individuals and families
- FI Calc
Tests your retirement savings and withdrawal plan against past market history to see how often it would have lasted.
Free · Money and budgeting · Individuals and families
- FillBook
Trade log for Kalshi and Polymarket users that pulls in fills automatically and shows profit net of fees and win rate per category.
Free plan · Money and budgeting · Individuals and families
- finqOS
Stock screening, filings and portfolio tracking for individual investors, saving figures you note beside their current values.
Subscription · Money and budgeting · Individuals and families
- Firefly III
A personal finance app you run yourself to log transactions, set budgets, apply rules to bank imports and see spending reports.
Free · Money and budgeting · Individuals and families
- firenum
Plans early retirement month by month in your browser, with Monte Carlo runs and backtests, no account needed.
Free · Money and budgeting · Individuals and families
- Fleur
A budget and expense tracker for phones that logs spending, bills and debt by hand, with no bank linking needed.
Money and budgeting · Individuals and families
- FN2
AI agents that read filings and earnings calls on the stocks you follow and send sourced morning briefings.
Free plan · Money and budgeting · Individuals and families
- Foresight Planner
Retirement planner that tests your savings, taxes and withdrawals against more than a hundred years of past market returns.
Since 2026
Free · Money and budgeting · Individuals and families
- Forexbook
Imports forex trades and chart images from MetaTrader into a journal so traders can review what worked and why.
Since 2020
Free plan · Money and budgeting · Individuals and families
- ForexFin
Gives retail forex traders position size, pip and margin calculators, price alerts and a journal that flags revenge trades.
Free plan · Money and budgeting · Individuals and families
- Fundstash
An expense tracker that reads your bank texts, receipts and voice notes on the phone and keeps the ledger off the cloud.
Money and budgeting · Individuals and families
- Gauss
An app that looks for lower interest options on your cards and loans, helps raise your credit score and speeds up payoff.
Free plan · Money and budgeting · Individuals and families
- HoneyMoney
Manual money tracker for savers that plans income and spending on a calendar and forecasts cash flow a year out.
Since 2018
Money and budgeting · Individuals and families
- I Hate Money
Web app for splitting shared costs among housemates or friends on a trip, free to use or self-host.
Free · Money and budgeting · Individuals and families
- IBviz
Connects to your Interactive Brokers account and turns the data into charts on returns, risk, attribution and cash flow.
Since 2025
Free plan · Money and budgeting · Individuals and families
- ifso
Retirement planner that projects savings, income and spending each year with taxes and says if your chosen retirement date holds up.
Since 2026
Free plan · Money and budgeting · Individuals and families
- ImmoLens
Checks German property listings for hidden costs and renovation needs, and finds the state grants home buyers can claim.
Free plan · Money and budgeting · Individuals and families