No moat. Still in business.
AI SaaS directory for those who don’t want to rebuild, own the updates, the bugs, the support.
- MyFin Budget
A self-hosted personal finance app for planning budgets, tracking spending and watching investments.
Free · Money and budgeting · Individuals and families
- Suprascribe
Finds your recurring subscriptions by scanning your email so you can see the total and cancel ones you no longer use.
Free plan · Money and budgeting · Individuals and families
- Pixie
Helps US parents who pay their kids for real work log the jobs, track Roth IRA amounts and export records for their accountant.
Payroll and HR · Individuals and families
- HoneyMoney
Manual money tracker for savers that plans income and spending on a calendar and forecasts cash flow a year out.
Since 2018
Money and budgeting · Individuals and families
- ServerLife
An app for waiters and other tipped workers to log tips, wages and hours per shift and forecast what they will earn this month.
Money and budgeting · Individuals and families
- Receipt Wrangler
Scan receipts, pull out the details automatically and split shared expenses with your household or group.
Free · Money and budgeting · Individuals and families
- BillMender
Checks the line items on your US hospital bill for duplicates and overcharges, with a paid dispute letter pack.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Currency Converter Plus
iPhone currency converter covering world currencies, metals and crypto, with custom rates and offline use.
Money and budgeting · Individuals and families
- ProjectionLab
Model your finances across your whole life and test retirement, tax and drawdown choices to see likely outcomes.
Since 2022
Free plan · Money and budgeting · Individuals and families
- Opula
Tracks what you own and answers money questions like retirement goals or crash scenarios, including from Claude or ChatGPT.
Free · Money and budgeting · Individuals and families
- Sentralis
Risk metrics, scenario tests and alerts for people who manage their own crypto across wallets and exchanges.
Free plan · Money and budgeting · Individuals and families
- tradechef
Upload TradingView backtest exports to check them with Monte Carlo runs, risk of ruin and position sizing.
Free · Money and budgeting · Individuals and families
- Emma
Brings all your bank accounts into one app so you can budget, track bills and cancel unused subscriptions.
Since 2019
Free plan · Money and budgeting · Individuals and families
- ImmoLens
Checks German property listings for hidden costs and renovation needs, and finds the state grants home buyers can claim.
Free plan · Money and budgeting · Individuals and families
- Primoco
A household budget book on the web and phone that a family can share to track spending and see where money goes.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Settle Up
Keeps a shared record of group spending for flatmates, couples and travellers and works out who pays next.
Money and budgeting · Individuals and families
- FillBook
Trade log for Kalshi and Polymarket users that pulls in fills automatically and shows profit net of fees and win rate per category.
Free plan · Money and budgeting · Individuals and families
- Moony
Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer.
Free · Money and budgeting · Individuals and families
- ExpenseSpy
Phone app for iOS and Android that scans receipt photos, pulls out totals and line items, and saves them as spreadsheets or PDFs.
Free plan · Bookkeeping and accounting · Individuals and families
- Price Checker
Take a photo of a used, vintage or new item and get an estimated resale price range and demand score.
Money and budgeting · Individuals and families
- Wealthfolio
Keep track of your investments, net worth, spending and retirement plans in an open-source app that runs on your own devices.
Since 2024
Free plan · Money and budgeting · Individuals and families
- VaultLeap
Gives freelancers abroad USD, EUR and MXN account details to get paid by clients, held as USDC with a Visa card.
Payments and checkout · Freelancers
- RetireWhen
Retirement calculator app that models two partners, savings, inflation and income to show when you could stop working.
Money and budgeting · Individuals and families
- Porcfolio
A budgeting app that keeps your data on your own device and tracks spending, net worth, asset mix and future projections.
Free plan · Money and budgeting · Individuals and families
- Treasury
Connects your bank accounts to track budgets, subscriptions and net worth, and answers questions about your money with AI.
Money and budgeting · Individuals and families
- firenum
Plans early retirement month by month in your browser, with Monte Carlo runs and backtests, no account needed.
Free · Money and budgeting · Individuals and families
- CoastIQ
An iPhone retirement calculator that projects savings with US tax rules, Monte Carlo runs and Roth conversion plans, kept on your device.
Money and budgeting · Individuals and families
- Gauss
An app that looks for lower interest options on your cards and loans, helps raise your credit score and speeds up payoff.
Free plan · Money and budgeting · Individuals and families
- UK FIRE Calculator
Models UK pensions, ISAs, State Pension and tax to estimate how early you or a couple could retire.
Free · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Free trial · Money and budgeting · Individuals and families
- BillOut
A bill reminder app that tracks due dates, sends alerts and lets flatmates share common bills.
Free plan · Money and budgeting · Individuals and families
- finqOS
Stock screening, filings and portfolio tracking for individual investors, saving figures you note beside their current values.
Subscription · Money and budgeting · Individuals and families
- Paisa
Self-hosted app that tracks your spending, budgets, investments and goals from plain text ledger files.
Since 2023
Free · Money and budgeting · Individuals and families
- Budget Kanban
Track and compare spending across projects by dragging budget items around Kanban boards that total themselves.
Since 2024
Subscription · Money and budgeting
- CatalystAlert
Tracks FDA decision dates and trial readouts for biotech stocks and emails you when a date you follow changes.
Free plan · Money and budgeting · Individuals and families
- Splitser
Tracks group spending in many currencies and lets members pay back their share directly by bank transfer.
Free · Money and budgeting · Individuals and families
- StockAlert.pro
Sends individual investors email or text alerts when a stock hits a price, signal, insider trade, earnings or dividend date.
Free plan · Money and budgeting · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Subby
An iPhone app that lists what you pay for each month and alerts you before the next charge.
Money and budgeting · Individuals and families
- Expense Tracker Simple
Log daily spending in rupees by category on iPhone and see monthly and yearly charts, no signup needed.
Money and budgeting · Individuals and families
- Fundstash
An expense tracker that reads your bank texts, receipts and voice notes on the phone and keeps the ledger off the cloud.
Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Free trial · Money and budgeting · Individuals and families
- Budget Bestie
An iPhone budget app built on the envelope method: put each paycheck into envelopes, spend from them, see what remains.
Money and budgeting · Individuals and families
- CentProof
Mac app that reads your bank PDF statements, checks they balance to the cent and answers money questions with local AI.
Free plan · Money and budgeting · Individuals and families
- Zenvesto
Tracks stocks, ETFs and crypto in one dashboard, with dividend forecasts and comparison against the S&P 500.
Free plan · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Subscription · Money and budgeting · Individuals and families