nomoat Software is dead. Nobody told these 5,428 companies. + Add software

Software is dead. Nobody told these 5,428 companies.

No moat. Still in business.

AI SaaS directory for those who don’t want to rebuild, own the updates, the bugs, the support.

What it does is Money and budgeting ×Tags is not https ×Clear all
  • The Card Caddie

    Shows which card in your wallet gives the best rewards at a given store or website, without asking for any card details.

    Free · Money and budgeting · Individuals and families

  • Settle Up

    Keeps a shared record of group spending for flatmates, couples and travellers and works out who pays next.

    Money and budgeting · Individuals and families

  • Sentralis

    Risk metrics, scenario tests and alerts for people who manage their own crypto across wallets and exchanges.

    Free plan · Money and budgeting · Individuals and families

  • DebtFreeMe

    Type in your debts, pick a payoff strategy and log payments to watch your debt-free date get closer, with reminders.

    Free plan · Money and budgeting · Individuals and families

  • My Net Worth

    Lists all your stocks, crypto, retirement savings and debts in one table to show your total net worth.

    Money and budgeting · Individuals and families

  • PocketGuard

    Links your bank accounts to track spending, bills and debts and show how much money is left to spend.

    Free trial · Money and budgeting · Individuals and families

  • Budget Kanban

    Track and compare spending across projects by dragging budget items around Kanban boards that total themselves.

    Since 2024

    Subscription · Money and budgeting

  • Suprascribe

    Finds your recurring subscriptions by scanning your email so you can see the total and cancel ones you no longer use.

    Free plan · Money and budgeting · Individuals and families

  • Subo

    An iPhone app for keeping track of subscriptions, trials, memberships and bills, with renewal reminders and no bank link.

    Free plan · Money and budgeting · Individuals and families

  • SplitPro

    Track shared costs for trips, rent and meals with friends, see who owes what, and settle up in any currency.

    Free · Money and budgeting · Individuals and families

  • Primoco

    A household budget book on the web and phone that a family can share to track spending and see where money goes.

    Since 2026

    Subscription · Money and budgeting · Individuals and families

  • Cadence Money

    A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.

    Subscription · Money and budgeting · Individuals and families

  • SavePropTax

    Checks whether a California home is over-assessed and files the decline-in-value claim with the county for a flat fee.

    One-off payment · Money and budgeting · Individuals and families

  • onbalance

    An encrypted mobile app for solo owners and family firms to plan cash coming in and going out.

    Free · Money and budgeting · Individuals and families

  • UK FIRE Calculator

    Models UK pensions, ISAs, State Pension and tax to estimate how early you or a couple could retire.

    Free · Money and budgeting · Individuals and families

  • Open Terminal

    A web app that helps individual investors research companies using SEC filings, news, charts and AI questions.

    Since 2023

    Money and budgeting · Individuals and families

  • Minty

    Browser extension and phone app that surfaces coupons and cashback offers while you shop online.

    Money and budgeting · Individuals and families

  • ProjectionLab

    Model your finances across your whole life and test retirement, tax and drawdown choices to see likely outcomes.

    Since 2022

    Free plan · Money and budgeting · Individuals and families

  • Price Checker

    Take a photo of a used, vintage or new item and get an estimated resale price range and demand score.

    Money and budgeting · Individuals and families

  • Maali

    A personal finance app for Mac and Windows that sorts bank transactions and tracks spending, with all data kept on your computer.

    One-off payment · Money and budgeting · Individuals and families

  • Debt Payoff Planner

    Build a step by step plan to clear your debts, see your debt-free date and track each payment as you go.

    Free plan · Money and budgeting · Individuals and families

  • ImmoLens

    Checks German property listings for hidden costs and renovation needs, and finds the state grants home buyers can claim.

    Free plan · Money and budgeting · Individuals and families

  • Torsalis

    Retirement planner for people with concentrated stock positions that shows after tax proceeds per holding on your own sell plan.

    Free · Money and budgeting · Individuals and families

  • Receipt Wrangler

    Scan receipts, pull out the details automatically and split shared expenses with your household or group.

    Free · Money and budgeting · Individuals and families

  • HoneyMoney

    Manual money tracker for savers that plans income and spending on a calendar and forecasts cash flow a year out.

    Since 2018

    Money and budgeting · Individuals and families

  • BillMender

    Checks the line items on your US hospital bill for duplicates and overcharges, with a paid dispute letter pack.

    Since 2026

    Free plan · Money and budgeting · Individuals and families

  • Moony

    Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer.

    Free · Money and budgeting · Individuals and families

  • ForexFin

    Gives retail forex traders position size, pip and margin calculators, price alerts and a journal that flags revenge trades.

    Free plan · Money and budgeting · Individuals and families

  • Scone

    Spots your recurring pay, rent and bills and projects your bank balance forward day by day, for individuals.

    Since 2026

    Money and budgeting · Individuals and families

  • MyFin Budget

    A self-hosted personal finance app for planning budgets, tracking spending and watching investments.

    Free · Money and budgeting · Individuals and families

  • Pulse

    A Mac menu bar app that shows stock, crypto and metal prices, charts and your position profit or loss at a glance.

    One-off payment · Money and budgeting · Individuals and families

  • Pulse

    Links your bank, brokerage and retirement accounts in one view and sends a daily note on what changed in your money.

    Money and budgeting · Individuals and families

  • FI Calc

    Tests your retirement savings and withdrawal plan against past market history to see how often it would have lasted.

    Free · Money and budgeting · Individuals and families

  • BillOut

    A bill reminder app that tracks due dates, sends alerts and lets flatmates share common bills.

    Free plan · Money and budgeting · Individuals and families

  • AussieBankStatements

    Converts PDF statements from Australian banks into sorted, categorised CSV files for tax returns or your accountant.

    Since 2025

    Pay as you go · Bookkeeping and accounting · Individuals and families

  • StockAlert.pro

    Sends individual investors email or text alerts when a stock hits a price, signal, insider trade, earnings or dividend date.

    Free plan · Money and budgeting · Individuals and families

  • Expenses

    Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.

    Free plan · Money and budgeting · Individuals and families

  • Weekly

    A budgeting app that turns income, bills and savings into one amount you can safely spend each week.

    Money and budgeting · Individuals and families

  • SubManager

    Tracks your personal subscriptions on Apple devices, reminds you before renewals and shows what you spend each month.

    Money and budgeting · Individuals and families

  • RetireNumber

    Retirement planner that runs market simulations on your savings to show your odds and which changes bring your date closer.

    Free plan · Money and budgeting · Individuals and families

  • VaultLeap

    Gives freelancers abroad USD, EUR and MXN account details to get paid by clients, held as USDC with a Visa card.

    Payments and checkout · Freelancers

  • Bill Share

    An iPhone and Mac app for sharing costs within groups, including recurring bills, with iCloud sync.

    Free · Money and budgeting · Individuals and families

  • Buddy

    A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.

    Free trial · Money and budgeting · Individuals and families

  • Porcfolio

    A budgeting app that keeps your data on your own device and tracks spending, net worth, asset mix and future projections.

    Free plan · Money and budgeting · Individuals and families

  • Foresight Planner

    Retirement planner that tests your savings, taxes and withdrawals against more than a hundred years of past market returns.

    Since 2026

    Free · Money and budgeting · Individuals and families

  • Spendee

    Track income and spending, sync bank accounts, set budgets and share wallets with family or friends.

    Subscription · Money and budgeting · Individuals and families

  • FN2

    AI agents that read filings and earnings calls on the stocks you follow and send sourced morning briefings.

    Free plan · Money and budgeting · Individuals and families

  • Tracktrip

    Set a trip budget, log spending and settle up with travel companions, on phone or web.

    Money and budgeting · Individuals and families