No moat. Still in business.
Software directory for those who don’t want to rebuild, own the updates, the bugs, the support.
- Expenseum
A phone app for keeping separate cash books, tracking spending, splitting bills and scanning receipts, usable offline.
Free plan · Money and budgeting · Individuals and families
- ReceiptIQ AI
Scan paper receipts on iPhone or Mac to log each item bought and see your spending by category, with no bank link.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Fundstash
An expense tracker that reads your bank texts, receipts and voice notes on the phone and keeps the ledger off the cloud.
Since 2026
Money and budgeting · Individuals and families
- Expense AI
Tracks personal spending by reading photos, emails and PDFs of receipts, with budgets and savings goals.
Since 2025
Money and budgeting · Individuals and families
- HomeBudget
An iPhone and iPad app for households to track spending, income, budgets and bills, with sync between devices.
One-off payment · Money and budgeting · Individuals and families