nomoat / Categories / Money and budgeting software
Money and budgeting software
Small, specific money and budgeting tools, ready to use today. 738 products listed. Of these, 415 have a free plan, 72 sell for a one-off price, 15 carry proof such as verified revenue, update history or uptime.
- Opula
Tracks what you own and answers money questions like retirement goals or crash scenarios, including from Claude or ChatGPT.
Since 2026
Free · Money and budgeting · Individuals and families
- OurTab
Splits shared costs among friends, roommates and travel groups, scans receipts and tracks who has paid back.
Free plan · Money and budgeting · Individuals and families
- Outflow
Keeps track of subscriptions, bills and income on iPhone, iPad and Mac, and finds forgotten ones from statements on device.
Free plan · Money and budgeting · Individuals and families
- Overtime Live
Phone app for hourly workers that times shifts, works out overtime and shows live earnings on the Lock Screen.
Free · Time tracking · Individuals and families
- OweMe
Records who paid for what on trips or in shared homes and works out the fewest transfers to settle up.
Free plan · Money and budgeting · Individuals and families
- Ownest: Property Manager
An iPhone app for property investors to track rent, costs, tenants and leases and produce tax reports per property.
Property management · Individuals and families
- Paisa
Self-hosted app that tracks your spending, budgets, investments and goals from plain text ledger files.
Since 2023
Free · Money and budgeting · Individuals and families
- Parker
Log spending quickly, sort it by category and track a monthly budget on your phone, for individuals managing money.
Money and budgeting · Individuals and families
- Partly
Phone app for roommates and travel groups to log shared costs, scan receipts and see who owes whom.
Free · Money and budgeting · Individuals and families
- Pay44
Works out US take-home pay after federal and state taxes and deductions, on the web or on your phone.
Free · Money and budgeting · Individuals and families
- PayAway
An iPhone app that lists your debts, suggests payment plans like the snowball method and shows your payoff date.
Money and budgeting · Individuals and families
- PayCheck Budget
iPhone budget planner that links each bill to the paycheck paying it and shows how much you can spend until the next payday.
Subscription · Money and budgeting · Individuals and families
- Payday Planner
Free phone app that shows your next paycheck, the bills due before it and progress on savings goals.
Free · Money and budgeting · Individuals and families
- PayDrift
Log shifts across several jobs and watch your pay for each period add up, for hourly workers on iPhone.
Free plan · Time tracking · Individuals and families
- PayIQ
Free app that works out NHS staff take-home pay from logged shifts, covering uplifts, tax, NI, pension and student loans.
Free · Money and budgeting · Individuals and families
- PayJar
Servers and bartenders log hours and tips per shift, see overtime and tip-out, and find out if a paycheck came up short.
Free plan · Time tracking · Individuals and families
- Payoff
Debt payoff planner for individuals and couples, with snowball and avalanche plans, what-if scenarios and an AI coach.
Free plan · Money and budgeting · Individuals and families
- PayShare
Logs your Apple Wallet card payments as they happen and lets a household share budgets and savings goals over iCloud.
Subscription · Money and budgeting · Individuals and families
- PayTogether
Lets roommates, households and travel groups split shared bills, scan receipts and settle up in as few payments as possible.
Free · Money and budgeting · Individuals and families
- PayUpp
Scan a restaurant receipt, pick what each person had and send friends a link showing exactly what they owe.
Free plan · Money and budgeting · Individuals and families
- Peanut
Self-custody money app and card for people paid in dollars or euros who spend in another country, including PIX and local QR codes.
Payments and checkout · Individuals and families
- Penni
Track spending, wallets, budgets and savings goals on iPhone, adding expenses by voice or receipt scan.
Money and budgeting · Individuals and families
- Pennies
Budget app for iPhone showing your spending room for today, plus a shared edition so up to six people in a home can budget together.
Money and budgeting · Individuals and families
- Pension Cashflow Modeller
Project your UK pensions, savings, income and spending year by year to plan for retirement.
Free · Money and budgeting · Individuals and families
- Pension Planner
Model a UK household retirement plan, test withdrawal strategies and tax, and compare scenarios on Apple devices.
Money and budgeting · Individuals and families
- PensionForge
Models Florida FRS pension, DROP payout, 457(b) and Roth savings together so members can compare retirement options before deciding.
Money and budgeting · Individuals and families
- Personal Accounting
Tracks personal spending by photographing receipts or speaking a purchase aloud, with budgets, bill reminders and debts.
Free · Money and budgeting · Individuals and families
- Photo Receipt Book
iPhone app to photograph receipts, sort expenses into categories and export records as CSV, all stored on the device.
Money and budgeting · Individuals and families
- Pico Spend
Offline iPhone expense tracker with calculator style entry, daily lists and PDF or chart reports.
One-off payment · Money and budgeting · Individuals and families
- Pivo
Log your income and spending in a few taps, set category budgets and see where your money goes each month.
Free plan · Money and budgeting · Individuals and families
- Pixie
Helps US parents who pay their kids for real work log the jobs, track Roth IRA amounts and export records for their accountant.
Since 2026
Payroll and HR · Individuals and families
- Pixpense
Tracks your income, spending, budgets and savings goals, with receipt scanning and spoken entries.
Money and budgeting · Individuals and families
- Planara
Budget by paycheck instead of by month: cover bills, keep a weekly spending buffer, and send the rest to debt or savings.
Free plan · Money and budgeting · Individuals and families
- Plannd
Personal planner for iPhone, iPad and Mac that shows your tasks, events, bills and savings goals in one daily view.
Subscription · Money and budgeting · Individuals and families
- planwithzen
iPhone app to set a monthly budget, plan debt payoff, track savings goals and follow your net worth.
Free plan · Money and budgeting · Individuals and families
- Pledgr
Expense tracker for logging daily spending, budgets and accounts, with data kept on your device and iCloud.
Money and budgeting · Individuals and families
- Plit
Scan a receipt, give each item to the person who had it, and see who owes what after a shared meal or trip.
Free plan · Money and budgeting · Individuals and families
- Plonq
A free app for splitting bills with friends, flatmates or travel groups, showing who owes whom so you can settle up.
Free · Money and budgeting · Individuals and families
- Ploutos Budget
Budget app for individuals that links bank and investment accounts and gives every dollar a category and a goal.
Free trial · Money and budgeting · Individuals and families
- Pocket Clear
A quick expense tracker for people and couples who want to log spending by hand, with no bank connection and offline use.
Free plan · Money and budgeting · Individuals and families
- Pocket Piggy
Chore chart for families where kids tick off jobs, parents approve, and allowance is paid out each week.
Free plan · Money and budgeting · Individuals and families
- Pocket Wise
Personal money tracker using double-entry bookkeeping, with plain-language transaction entry and end-to-end encryption.
Since 2026
Subscription · Money and budgeting · Individuals and families
- PocketPal Budget
Envelope budgeting app that splits each paycheck into pockets and reads receipts from a photo, in 150+ currencies.
Free plan · Money and budgeting · Individuals and families
- Poker Homie
Tracks buy-ins, cash-outs and shared costs at home poker nights and works out the fewest payments to settle up.
Free · Money and budgeting · Individuals and families
- Polaris Budget
Private budgeting on iPhone, iPad and Mac using envelopes or simple tracking, kept on your devices with no Polaris account needed.
Subscription · Money and budgeting · Individuals and families
- PopaDex
One private place to see what you own and owe, from bank accounts and pensions to homes and loans, in any currency.
Since 2024
Free plan · Money and budgeting · Individuals and families
- Porcfolio
A budgeting app that keeps your data on your own device and tracks spending, net worth, asset mix and future projections.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Porkybank
Budgeting app that takes your income minus fixed bills and tracks spending against a daily allowance.
Since 2024
Money and budgeting · Individuals and families
- Portfolio Genius
Tracks your investment accounts in one place and uses AI to flag concentration risk and suggest trades.
Since 2025
Subscription · Money and budgeting · Individuals and families
- Postpwn
Reminds you ahead of subscription renewals and lets you put off the decision so nothing renews unnoticed.
Money and budgeting · Individuals and families
- Price Checker
Take a photo of a used, vintage or new item and get an estimated resale price range and demand score.
Since 2025Updated 8 days ago
Money and budgeting · Individuals and families
- Primoco
A household budget book on the web and phone that a family can share to track spending and see where money goes.
Since 2026
Subscription · Money and budgeting · Individuals and families
- ProjectionLab
Model your finances across your whole life and test retirement, tax and drawdown choices to see likely outcomes.
Since 2022
Free plan · Money and budgeting · Individuals and families
- ProTip365
Tip and shift log for waiters and bartenders, tracking earnings across several jobs by week, month and year.
One-off payment · Money and budgeting · Individuals and families
- Pulse
Links your bank, brokerage and retirement accounts in one view and sends a daily note on what changed in your money.
Since 2025
Money and budgeting · Individuals and families
- Pulse
A Mac menu bar app that shows stock, crypto and metal prices, charts and your position profit or loss at a glance.
One-off payment · Money and budgeting · Individuals and families
- Pulse Local
A Mac budgeting app that keeps your ledger on disk and answers money questions with an AI model running locally.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Qapital
A phone app that moves money into savings goals automatically and helps people and couples plan their budget each payday.
Subscription · Money and budgeting · Individuals and families
- Qrosh
A spending tracker where you log purchases by speaking or snapping a receipt, and AI sorts them into categories.
Money and budgeting · Individuals and families
- Qube Money
Envelope style budgeting app that links to your bank cards and shows what money is already set aside before you spend.
Subscription · Money and budgeting · Individuals and families