No moat. Still in business.
Software directory for those who don’t want to rebuild, own the updates, the bugs, the support.
- Quadratic
Spreadsheet that links to databases and files and lets AI write the formulas, Python and charts for you.
Since 2023
Data and spreadsheets
- Pulse
Links your bank, brokerage and retirement accounts in one view and sends a daily note on what changed in your money.
Money and budgeting · Individuals and families
- Overcast
Pools GPUs and CPUs from many cloud providers and your own servers so developers can run large data jobs in one place.
Since 2026
Developer tools · Developers
- Check Supply
Writes and posts paper checks from your bank account for rent and bills, so you don't need a checkbook or stamps.
Since 2025
Payments and checkout · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Pulse Local
A Mac budgeting app that keeps your ledger on disk and answers money questions with an AI model running locally.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Portfolio Genius
Tracks your investment accounts in one place and uses AI to flag concentration risk and suggest trades.
Subscription · Money and budgeting · Individuals and families
- monetr
Budgeting app that sets money aside for bills and goals each payday and shows what is left to spend.
Subscription · Money and budgeting · Individuals and families