No moat. Still in business.
Software directory for those who don’t want to rebuild, own the updates, the bugs, the support.
- Emma
Brings all your bank accounts into one app so you can budget, track bills and cancel unused subscriptions.
Since 2019
Free plan · Money and budgeting · Individuals and families
- Monarch
Links your bank and investment accounts so you and a partner can track spending, budget and plan money goals.
Since 2021
Money and budgeting · Individuals and families
- Bill Tracker Pro
An app for people who want to track bill due dates, set budgets and watch their spending on a calendar.
Money and budgeting · Individuals and families
- Bread
Budgeting app for individuals that links bank accounts and rewards staying under budget with collectible pastry characters.
Money and budgeting · Individuals and families
- BudgetEase
A budgeting app for students and families to log expenses, set savings goals and see where money goes.
Free plan · Money and budgeting · Individuals and families
- Bilance
Budgeting app for people in Europe that pulls in transactions from their banks and sorts spending into budgets
Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Spendee
Track income and spending, sync bank accounts, set budgets and share wallets with family or friends.
Subscription · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Bord
Text questions about your spending, subscriptions and net worth, and get answers drawn from your linked bank accounts.
Subscription · Money and budgeting · Individuals and families
- Treasury
Connects your bank accounts to track budgets, subscriptions and net worth, and answers questions about your money with AI.
Since 2025
Money and budgeting · Individuals and families
- Money Manager
Track personal spending, set monthly budgets per category and follow your assets with charts on your phone.
Money and budgeting · Individuals and families
- ClearDebt
An offline iPhone app to track debts, log payments and get due date reminders, with budgeting in the paid tier.
Money and budgeting · Individuals and families