nomoat / uFincs / Alternatives
Alternatives to uFincs
uFincs: Track personal transactions and forecast your money in an end-to-end encrypted app that works offline, without bank logins. Here are 24 other products that do a similar job. Of these, 16 have a free plan, 5 sell for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- Flow
A free, open-source expense tracker that works offline and keeps your data on your phone, with iCloud backup.
Free · Money and budgeting · Individuals and families
- FlowBudget
Track income, spending and accounts on your iPhone with budgets, savings goals and receipt scanning, stored on device.
Free plan · Money and budgeting · Individuals and families
- Moony
Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer.
Free · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- AceMoney
Personal finance ledger for Windows, Mac and Linux with budgets and reports, plus a phone app for receipts.
Free plan · Money and budgeting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Updated 23 days ago4.7 ★ App Store
Free trial · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Budget44
Free phone app for tracking your own spending, bills, budgets and savings goals, with data kept on the device.
Free · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Duefinch
Lists every bill, loan, subscription and pay later instalment in due order so you see what leaves your account soon.
Subscription · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Expense Budget Tracker
Track spending and plan monthly budgets across several currencies, with an API so AI agents can read and edit your data.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Updated 12 days ago4.8 ★ App Store
Free plan · Money and budgeting · Individuals and families
- Expenseum
A phone app for keeping separate cash books, tracking spending, splitting bills and scanning receipts, usable offline.
Free plan · Money and budgeting · Individuals and families
- Kesef
Expense tracker for people in Latin America that logs Mercado Pago and Apple Pay payments itself and splits costs with others.
Free plan · Money and budgeting · Individuals and families
- MoneyLog
Tracks income and expenses on your phone with charts, keeping all financial data on the device.
Free plan · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- SpendBalance
Track spending manually on iPhone or iPad for free, with no bank login, no sign up, no purchases and everything stored locally.
Free · Money and budgeting · Individuals and families
- Splitify
Private app for splitting costs with friends where no one needs an account, with any currency, recurring bills and offline use.
Free · Money and budgeting · Individuals and families
- TipHarbor
Servers and bartenders record card and cash tips, money shared with coworkers and shift hours on iPhone, no login, data stays local.
Free plan · Money and budgeting · Individuals and families
- TipKeep
An iPhone app that logs each shift's tips and tip-outs, shows real hourly pay and estimates your next paycheck.
Subscription · Money and budgeting · Individuals and families
- Self Employed: Income & Tax
Apple app for freelancers and contractors to log income, expenses, mileage and estimated taxes and make PDF pay stubs.
One-off payment · Bookkeeping and accounting · Freelancers