Alternatives to Sum
Sum: Quick iPhone expense tracker with no account that keeps data on your device and exports it for chat assistant analysis. Here are 13 other products that do a similar job. Of these, 8 have a free plan, 2 sell for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- MoneyLog
Tracks income and expenses on your phone with charts, keeping all financial data on the device.
Free plan · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- Kesef
Expense tracker for people in Latin America that logs Mercado Pago and Apple Pay payments itself and splits costs with others.
Free plan · Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Since 2014Updated 21 days ago
Free trial · Money and budgeting · Individuals and families
- Budget44
Free phone app for tracking your own spending, bills, budgets and savings goals, with data kept on the device.
Free · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Since 2020Updated 10 days ago
Free plan · Money and budgeting · Individuals and families
- Flow
A free, open-source expense tracker that works offline and keeps your data on your phone, with iCloud backup.
Free · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Self Employed: Income & Tax
Apple app for freelancers and contractors to log income, expenses, mileage and estimated taxes and make PDF pay stubs.
One-off payment · Bookkeeping and accounting · Freelancers
- Spndle
An iPhone app for sole traders and freelancers to snap receipts, log mileage and sort costs into US Schedule C categories.
Free plan · Bookkeeping and accounting · Freelancers