nomoat / Spendable / Alternatives
Alternatives to Spendable
Spendable: An expense and budget app for households that pulls in bank transactions, scans receipts and splits shared costs with others. Here are 24 other products that do a similar job. Of these, 13 have a free plan, 2 sell for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- Ching
A Hong Kong money tracker that picks up Octopus and wallet payment alerts or receipt photos and logs them once you confirm.
Free plan · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Chipp
Splits rent, bills and trips among friends from card transactions or receipts, then settles via payment apps.
Free · Money and budgeting · Individuals and families
- Chippy Split
Bill splitting app for friend trips and roommates that reads receipts and shows each person's share.
Free · Money and budgeting · Individuals and families
- ClearSplit
Scans a receipt so each person can pick their items, adds tax and tip, and sends payment requests.
Subscription · Money and budgeting · Individuals and families
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- EnvelopeBudget
Envelope budgeting for one person or a household: split each paycheck into envelopes and see what is left to spend.
Subscription · Money and budgeting · Individuals and families
- Expenseum
A phone app for keeping separate cash books, tracking spending, splitting bills and scanning receipts, usable offline.
Free plan · Money and budgeting · Individuals and families
- FlowBudget
Track income, spending and accounts on your iPhone with budgets, savings goals and receipt scanning, stored on device.
Free plan · Money and budgeting · Individuals and families
- HSA Monster
Log health savings account receipts with your camera and see how much you can still reimburse yourself tax free.
Subscription · Money and budgeting · Individuals and families
- Kesef
Expense tracker for people in Latin America that logs Mercado Pago and Apple Pay payments itself and splits costs with others.
Free plan · Money and budgeting · Individuals and families
- MoneyWiz
A personal finance app for iPhone, iPad and Mac that tracks accounts, budgets, bills and investments in one place.
Since 2020Updated 3 days ago
Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 14 days ago
Free trial · Money and budgeting · Individuals and families
- SpendBalance
Track spending manually on iPhone or iPad for free, with no bank login, no sign up, no purchases and everything stored locally.
Free · Money and budgeting · Individuals and families