Alternatives to Settl
Settl: Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up. Here are 14 other products that do a similar job. Of these, 9 have a free plan, 3 sell for a one-off price.
- Chipp
Splits rent, bills and trips among friends from card transactions or receipts, then settles via payment apps.
Free · Money and budgeting · Individuals and families
- Kesef
Expense tracker for people in Latin America that logs Mercado Pago and Apple Pay payments itself and splits costs with others.
Free plan · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- Ching
A Hong Kong money tracker that picks up Octopus and wallet payment alerts or receipt photos and logs them once you confirm.
Free plan · Money and budgeting · Individuals and families
- HSA Monster
Log health savings account receipts with your camera and see how much you can still reimburse yourself tax free.
Subscription · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Splitify
Private app for splitting costs with friends where no one needs an account, with any currency, recurring bills and offline use.
Free · Money and budgeting · Individuals and families
- Splitt
An iPhone app for friends and travel groups to log shared costs, scan receipts and see who owes whom and who pays next.
Free · Money and budgeting · Individuals and families
- SubHelm
An iPhone subscription tracker with a monthly total, charge calendar and reminders before trials convert, with no account needed.
Free plan · Money and budgeting · Individuals and families
- SubSorted
A UK app that tracks subscriptions, trials and contract end dates and warns you before you are charged.
Free plan · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Spndle
An iPhone app for sole traders and freelancers to snap receipts, log mileage and sort costs into US Schedule C categories.
Free plan · Bookkeeping and accounting · Freelancers
- TaxBuddie
UK delivery riders and drivers log GPS miles, shifts and receipts, then export records for Self Assessment.
Free plan · Bookkeeping and accounting · Trades and home services