nomoat / Pulse Local / Alternatives
Alternatives to Pulse Local
Pulse Local: A Mac budgeting app that keeps your ledger on disk and answers money questions with an AI model running locally. Here are 21 other products that do a similar job. Of these, 8 have a free plan, 1 sells for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Clear Balance
Tracks your debts and compares snowball and avalanche payoff plans for UK users, without linking a bank account.
Free plan · Money and budgeting · Individuals and families
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- MoneyWiz
A personal finance app for iPhone, iPad and Mac that tracks accounts, budgets, bills and investments in one place.
Since 2020Updated 2 days ago
Money and budgeting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- DueBy
Reminds you before bills and trial endings, tracks loans and shows spare cash until payday, plus invoices for the self-employed.
Subscription · Money and budgeting · Individuals and families
- EnvelopeBudget
Envelope budgeting for one person or a household: split each paycheck into envelopes and see what is left to spend.
Subscription · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 13 days ago
Free trial · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Splitify
Private app for splitting costs with friends where no one needs an account, with any currency, recurring bills and offline use.
Free · Money and budgeting · Individuals and families
- SyncBank
Self hosted tool for people who want their European bank transactions copied into Airtable, Google Sheets, Notion, Actual Budget or CSV.
Since 2026
One-off payment · Automation and integrations · Individuals and families
- TaxMile
Freelancers and gig drivers record trips with one tap and export a tax-ready mileage log kept only on their iPhone.
Free plan · Bookkeeping and accounting · Individuals and families
- Shelter
Connects to your bank and shows how much you can safely spend before payday after upcoming bills.
Subscription · Money and budgeting · Individuals and families