nomoat / Pennies / Alternatives
Alternatives to Pennies
Pennies: Budget app for iPhone showing your spending room for today, plus a shared edition so up to six people in a home can budget together. Here are 11 other products that do a similar job. Of these, 5 have a free plan.
- DueBy
Reminds you before bills and trial endings, tracks loans and shows spare cash until payday, plus invoices for the self-employed.
Subscription · Money and budgeting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Clear Balance
Tracks your debts and compares snowball and avalanche payoff plans for UK users, without linking a bank account.
Free plan · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Envelope
Budget planner that comes with its own bank account and debit cards, so people sort money into envelopes and pay from each.
Subscription · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- sharepot
Split shared costs with flatmates or on trips by sharing a link, with no sign up, and settle with few transfers.
Free · Money and budgeting · Individuals and families
- TaxMiles
An iPhone app that detects each drive, lets you sort it with a swipe and exports a mileage log for tax deductions.
Free plan · Bookkeeping and accounting · Trades and home services