Alternatives to Penni
Penni: Track spending, wallets, budgets and savings goals on iPhone, adding expenses by voice or receipt scan. Here are 24 other products that do a similar job. Of these, 17 have a free plan, 4 sell for a one-off price, 1 carries proof such as verified revenue, update history or uptime.
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Ching
A Hong Kong money tracker that picks up Octopus and wallet payment alerts or receipt photos and logs them once you confirm.
Free plan · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- DueBy
Reminds you before bills and trial endings, tracks loans and shows spare cash until payday, plus invoices for the self-employed.
Subscription · Money and budgeting · Individuals and families
- HSA Monster
Log health savings account receipts with your camera and see how much you can still reimburse yourself tax free.
Subscription · Money and budgeting · Individuals and families
- SubHelm
An iPhone subscription tracker with a monthly total, charge calendar and reminders before trials convert, with no account needed.
Free plan · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Budget44
Free phone app for tracking your own spending, bills, budgets and savings goals, with data kept on the device.
Free · Money and budgeting · Individuals and families
- Chipp
Splits rent, bills and trips among friends from card transactions or receipts, then settles via payment apps.
Free · Money and budgeting · Individuals and families
- Clear Balance
Tracks your debts and compares snowball and avalanche payoff plans for UK users, without linking a bank account.
Free plan · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families
- SpendBalance
Track spending manually on iPhone or iPad for free, with no bank login, no sign up, no purchases and everything stored locally.
Free · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Splitt
An iPhone app for friends and travel groups to log shared costs, scan receipts and see who owes whom and who pays next.
Free · Money and budgeting · Individuals and families
- SubSorted
A UK app that tracks subscriptions, trials and contract end dates and warns you before you are charged.
Free plan · Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Since 2020Updated 10 days ago
Free plan · Money and budgeting · Individuals and families
- Flow
A free, open-source expense tracker that works offline and keeps your data on your phone, with iCloud backup.
Free · Money and budgeting · Individuals and families
- OfferIQ
Tracks business miles and checks whether Uber or Lyft offers meet your pay targets, for gig drivers and estate agents.
Free plan · Money and budgeting · Individuals and families
- Subtotal
A free iPhone app where you pick the services you pay for from a catalog and it adds up the monthly cost.
Free · Money and budgeting · Individuals and families
- Suprascribe
Finds your recurring subscriptions by scanning your email so you can see the total and cancel ones you no longer use.
Free plan · Money and budgeting · Individuals and families
- Spndle
An iPhone app for sole traders and freelancers to snap receipts, log mileage and sort costs into US Schedule C categories.
Free plan · Bookkeeping and accounting · Freelancers