Alternatives to Paisa
Paisa: Self-hosted app that tracks your spending, budgets, investments and goals from plain text ledger files. Here are 18 other products that do a similar job. Of these, 8 have a free plan, 3 sell for a one-off price, 1 carries proof such as verified revenue, update history or uptime.
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Moony
Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer.
Free · Money and budgeting · Individuals and families
- AceMoney
Personal finance ledger for Windows, Mac and Linux with budgets and reports, plus a phone app for receipts.
Free plan · Money and budgeting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Clear Balance
Tracks your debts and compares snowball and avalanche payoff plans for UK users, without linking a bank account.
Free plan · Money and budgeting · Individuals and families
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- DueBy
Reminds you before bills and trial endings, tracks loans and shows spare cash until payday, plus invoices for the self-employed.
Subscription · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- FlowBudget
Track income, spending and accounts on your iPhone with budgets, savings goals and receipt scanning, stored on device.
Free plan · Money and budgeting · Individuals and families
- MoneyWiz
A personal finance app for iPhone, iPad and Mac that tracks accounts, budgets, bills and investments in one place.
Since 2020Updated 3 days ago
Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families