Alternatives to Opula
Opula: Tracks what you own and answers money questions like retirement goals or crash scenarios, including from Claude or ChatGPT. Here are 16 other products that do a similar job. Of these, 6 have a free plan, 1 sells for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Updated 23 days ago4.7 ★ App Store
Free trial · Money and budgeting · Individuals and families
- Budget44
Free phone app for tracking your own spending, bills, budgets and savings goals, with data kept on the device.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Capitally
Tracks stocks, crypto, property and private investments across brokers, with returns analysis and data encrypted on your device.
Since 2024
Free plan · Money and budgeting · Individuals and families
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- Moony
Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer.
Free · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 14 days ago
Free trial · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families