Alternatives to NEKO
NEKO: A budgeting app that lays bills, pay and card payments on a calendar and forecasts your balance, with no bank login. Here are 19 other products that do a similar job. Of these, 9 have a free plan, 2 sell for a one-off price, 3 carry proof such as verified revenue, update history or uptime.
- DueBy
Reminds you before bills and trial endings, tracks loans and shows spare cash until payday, plus invoices for the self-employed.
Subscription · Money and budgeting · Individuals and families
- Clear Balance
Tracks your debts and compares snowball and avalanche payoff plans for UK users, without linking a bank account.
Free plan · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Bills io
Shared planner that lets couples and households see which recurring bills are due, who pays them, and what is already paid.
Free plan · Money and budgeting · Individuals and families
- Budget Board
Self-hosted budgeting app where people track accounts, sort spending into categories and work toward savings goals.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Chip In
Budgeting app that links bank accounts, flags bills due before payday and lets couples split costs they choose to share.
Free plan · Money and budgeting · Individuals and families
- Chronicle
Keeps track of your household bills and subscriptions, sends due date reminders and charts what you spend.
Since 2012Updated 15 days ago
Free · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- EnvelopeBudget
Envelope budgeting for one person or a household: split each paycheck into envelopes and see what is left to spend.
Subscription · Money and budgeting · Individuals and families
- Expense Sorted Local
Sorts bank CSV transactions into categories on your own computer and lets your AI assistant answer spending questions.
Since 2023
One-off payment · Money and budgeting · Individuals and families
- FlowBudget
Track income, spending and accounts on your iPhone with budgets, savings goals and receipt scanning, stored on device.
Free plan · Money and budgeting · Individuals and families
- MoneyWiz
A personal finance app for iPhone, iPad and Mac that tracks accounts, budgets, bills and investments in one place.
Since 2020Updated 4 days ago
Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 15 days ago
Free trial · Money and budgeting · Individuals and families
- Shelter
Connects to your bank and shows how much you can safely spend before payday after upcoming bills.
Subscription · Money and budgeting · Individuals and families
- SLICE
Helps people settle their own debts by setting settlement targets, saving monthly and drafting negotiation scripts and letters.
Free plan · Money and budgeting · Individuals and families