Alternatives to Moony
Moony: Free desktop app that keeps your bank accounts, investments, property and loans in one overview, stored only on your computer. Here are 20 other products that do a similar job. Of these, 10 have a free plan, 3 sell for a one-off price, 2 carry proof such as verified revenue, update history or uptime.
- Copilot Money
A personal finance app for iPhone, Mac and web that tracks spending, budgets, investments and net worth across your accounts.
Subscription · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- AceMoney
Personal finance ledger for Windows, Mac and Linux with budgets and reports, plus a phone app for receipts.
Free plan · Money and budgeting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Billroo
A budgeting app for Australians that pulls in bank transactions, sorts spending and tracks net worth.
Subscription · Money and budgeting · Individuals and families
- Buddy
A budgeting app for phones where you plan budgets, log spending and share a budget with a partner or roommate.
Since 2014Updated 23 days ago
Free trial · Money and budgeting · Individuals and families
- Budget44
Free phone app for tracking your own spending, bills, budgets and savings goals, with data kept on the device.
Free · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Capitally
Tracks stocks, crypto, property and private investments across brokers, with returns analysis and data encrypted on your device.
Since 2024
Free plan · Money and budgeting · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Flow
A free, open-source expense tracker that works offline and keeps your data on your phone, with iCloud backup.
Free · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 14 days ago
Free trial · Money and budgeting · Individuals and families
- SpendBalance
Track spending manually on iPhone or iPad for free, with no bank login, no sign up, no purchases and everything stored locally.
Free · Money and budgeting · Individuals and families
- Spendify
Links your accounts, tracks budgets and bills, and works out a debt payoff plan with a projected debt free date.
Subscription · Money and budgeting · Individuals and families
- Splitify
Private app for splitting costs with friends where no one needs an account, with any currency, recurring bills and offline use.
Free · Money and budgeting · Individuals and families
- TipHarbor
Servers and bartenders record card and cash tips, money shared with coworkers and shift hours on iPhone, no login, data stays local.
Free plan · Money and budgeting · Individuals and families
- TipKeep
An iPhone app that logs each shift's tips and tip-outs, shows real hourly pay and estimates your next paycheck.
Subscription · Money and budgeting · Individuals and families