Alternatives to Chara
Chara: A free, ad-free bill splitting app that reads receipts, handles 159 currencies and can be self-hosted. Here are 19 other products that do a similar job. Of these, 15 have a free plan, 4 sell for a one-off price, 1 carries proof such as verified revenue, update history or uptime.
- FlowBudget
Track income, spending and accounts on your iPhone with budgets, savings goals and receipt scanning, stored on device.
Free plan · Money and budgeting · Individuals and families
- Splitt
An iPhone app for friends and travel groups to log shared costs, scan receipts and see who owes whom and who pays next.
Free · Money and budgeting · Individuals and families
- SubHelm
An iPhone subscription tracker with a monthly total, charge calendar and reminders before trials convert, with no account needed.
Free plan · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- BeanHub
Hosted Beancount books kept in Git, with bank imports and receipt inboxes, for people and small businesses tracking money.
Since 2022
Bookkeeping and accounting · Individuals and families
- Ching
A Hong Kong money tracker that picks up Octopus and wallet payment alerts or receipt photos and logs them once you confirm.
Free plan · Money and budgeting · Individuals and families
- Chipp
Splits rent, bills and trips among friends from card transactions or receipts, then settles via payment apps.
Free · Money and budgeting · Individuals and families
- Chippy Split
Bill splitting app for friend trips and roommates that reads receipts and shows each person's share.
Free · Money and budgeting · Individuals and families
- ClearSplit
Scans a receipt so each person can pick their items, adds tax and tip, and sends payment requests.
Subscription · Money and budgeting · Individuals and families
- Expense Budget Tracker
Track spending and plan monthly budgets across several currencies, with an API so AI agents can read and edit your data.
Since 2026
Free plan · Money and budgeting · Individuals and families
- Expenses
Track spending and income in sheets with receipts and several currencies on Mac, iPhone and iPad.
Updated 13 days ago4.8 ★ App Store
Free plan · Money and budgeting · Individuals and families
- Expenseum
A phone app for keeping separate cash books, tracking spending, splitting bills and scanning receipts, usable offline.
Free plan · Money and budgeting · Individuals and families
- Flow
A free, open-source expense tracker that works offline and keeps your data on your phone, with iCloud backup.
Free · Money and budgeting · Individuals and families
- HSA Monster
Log health savings account receipts with your camera and see how much you can still reimburse yourself tax free.
Subscription · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families
- StockFly
Tracks stocks, ETFs and crypto across currencies, showing real returns, dividends and tax in plain language.
Since 2026
Free plan · Money and budgeting · Individuals and families
- SubSorted
A UK app that tracks subscriptions, trials and contract end dates and warns you before you are charged.
Free plan · Money and budgeting · Individuals and families
- Spndle
An iPhone app for sole traders and freelancers to snap receipts, log mileage and sort costs into US Schedule C categories.
Free plan · Bookkeeping and accounting · Freelancers
- TaxBuddie
UK delivery riders and drivers log GPS miles, shifts and receipts, then export records for Self Assessment.
Free plan · Bookkeeping and accounting · Trades and home services