Alternatives to Bow
Bow: An iPhone budget app that splits money you already have into envelopes for bills and spending, with optional bank sync. Here are 21 other products that do a similar job. Of these, 11 have a free plan, 4 sell for a one-off price, 1 carries proof such as verified revenue, update history or uptime.
- EnvelopeBudget
Envelope budgeting for one person or a household: split each paycheck into envelopes and see what is left to spend.
Subscription · Money and budgeting · Individuals and families
- 1099 Tax & Mileage Tracker
iPhone app for US gig workers to log odometer mileage, scan receipts, track income and send a tidy packet to their accountant.
One-off payment · Bookkeeping and accounting · Individuals and families
- Basis Budget
Personal budgeting app for iPhone and web that offers zero-based or spending-limit budgets, with paid bank sync.
Free plan · Money and budgeting · Individuals and families
- Bilancio Money
Links your bank accounts, builds a budget from past spending and shows plainly whether this month is on plan.
Subscription · Money and budgeting · Individuals and families
- Cadence Money
A budgeting app for Canadians and Americans that tracks spending, net worth, savings goals and investments across a household.
Since 2026
Subscription · Money and budgeting · Individuals and families
- Ching
A Hong Kong money tracker that picks up Octopus and wallet payment alerts or receipt photos and logs them once you confirm.
Free plan · Money and budgeting · Individuals and families
- Chipp
Splits rent, bills and trips among friends from card transactions or receipts, then settles via payment apps.
Free · Money and budgeting · Individuals and families
- EMOH Pay
A budgeting app for Canadians that tracks spending, net worth and GST/HST, with shared budgets for families.
Free plan · Money and budgeting · Individuals and families
- Envelope
Budget planner that comes with its own bank account and debit cards, so people sort money into envelopes and pay from each.
Subscription · Money and budgeting · Individuals and families
- HSA Monster
Log health savings account receipts with your camera and see how much you can still reimburse yourself tax free.
Subscription · Money and budgeting · Individuals and families
- Organizze
Personal finance app for people in Brazil that pulls in bank transactions and tracks spending, bills and cards.
Free trial · Money and budgeting · Individuals and families
- Pane
Links your bank accounts so you can ask Claude, ChatGPT or other AI tools about your spending and balances.
Since 2026
Subscription · Money and budgeting · Individuals and families
- PocketGuard
Links your bank accounts to track spending, bills and debts and show how much money is left to spend.
Since 2015Updated 12 days ago
Free trial · Money and budgeting · Individuals and families
- Settl
Split shared costs with friends by speaking or snapping the receipt, then track group balances and settle up.
Free plan · Money and budgeting · Individuals and families
- Splitt
An iPhone app for friends and travel groups to log shared costs, scan receipts and see who owes whom and who pays next.
Free · Money and budgeting · Individuals and families
- SubHelm
An iPhone subscription tracker with a monthly total, charge calendar and reminders before trials convert, with no account needed.
Free plan · Money and budgeting · Individuals and families
- SubSorted
A UK app that tracks subscriptions, trials and contract end dates and warns you before you are charged.
Free plan · Money and budgeting · Individuals and families
- SyncBank
Self hosted tool for people who want their European bank transactions copied into Airtable, Google Sheets, Notion, Actual Budget or CSV.
Since 2026
One-off payment · Automation and integrations · Individuals and families
- CashLens
Log spending fast on iPhone or iPad and see what is left in each budget, with data kept on the device.
Free plan · Money and budgeting · Individuals and families
- Spndle
An iPhone app for sole traders and freelancers to snap receipts, log mileage and sort costs into US Schedule C categories.
Free plan · Bookkeeping and accounting · Freelancers
- TaxBuddie
UK delivery riders and drivers log GPS miles, shifts and receipts, then export records for Self Assessment.
Free plan · Bookkeeping and accounting · Trades and home services